Without a doubt, dental implants are the best way to replace missing teeth. They provide a strong bite, reliable function, and a broad range of health benefits. However, they can present a significant cost. It is normal to wonder if your Medicare benefits will help pay for your treatment! In this blog post, you will learn key points about how your coverage might apply. You will also get additional insight into how you can afford dental implants.
Medicare and Dental Implants
Medicare Parts A and B, which include hospital insurance and basic medical insurance, do not provide any coverage for dental implants. However, if you have a Medicare Advantage plan (Part C), it is possible that your insurance might help pay for your treatment.
Here are some important notes to keep in mind about Medicare Advantage and Dental Implants:
- Not all plans include coverage for dental implants. If you know you want dental implants, be sure to look for a plan that specifically covers them when you are shopping for a policy. You might need to pay extra for a supplemental dental plan.
- Some plans restrict whom you can visit. To have the broadest choice of implant dentists, choose a PPO dental plan. PPO policies allow you to use your benefits at virtually any practice.
- You will likely still owe some money out of pocket. Coverage levels can vary for dental implants, so you should still prepare your budget to take on a portion of the cost of your treatment.
Other Tips for Affording Dental Implants
Outside of insurance, there are other provisions that might make it easier to afford your new teeth:
- In-house membership plan. Many dentists offer an in-house discount plan for patients who do not have insurance (or whose insurance does cover certain services). In exchange for a reasonable annual fee, you may be able to enjoy all basic services and a discount on more complex treatments, including dental implants.
- Financing. Most dental practices work with third-party companies, such as CareCredit and Sunbit, to provide low-interest payment plans for qualified patients. Talk to your local dental team to find out how you can apply.
Your Medicare Part C plan might apply to dental implants, but if it does not, there are other options you can explore. Dental implants are a worthwhile investment, and hopefully, you will find a way to fit them into your budget!
Meet the Practice
Our Fort Worth dental practice is proud to offer start-to-finish dental implant treatment in a comfortable, modern environment. We can file claims with any insurance plan that allows you to choose your own dentist, and we have a convenient in-house discount plan. We also work with third-party financing companies. To learn more about us and how we may be able to help you rebuild your smile on a budget, contact our office at 817-737-9555.